Daphne Lim Szi En 林施恩
Unit Trust Consultant
Private Retirement Consultant
Unlock Your Financial Freedom with Expert Retirement Planning Services in Johor Bahru & Singapore! As a trusted Unit Trust Consultant & Private Retirement Consultant since 2021, I specialize in guiding Malaysian residents working in Singapore (with work permits and without CPF savings) towards their financial goals through tailored Public Mutual products.
在新山和新加坡实现财务自由是许多人的梦想，但如何实现呢？今天我要向大家介绍一位可靠的专家，Daphne！自2021年起，她开始担任信托基金顾问和私人退休顾问，专注于帮助在新加坡工作的马来西亚居民实现财务目标。无论您是否持有工作许可证，是否有CPF储蓄，Daphne都能为您量身定制适合您的退休规划之路，助您走向财务自由之路！
现在，就立刻与Daphne一起，探索财务自由之路吧！
事业出色是成就，让家人幸福是终身成就
林施恩, 2022
Personal Profile & Qualifications
Certifications & Licenses
Unit Trust Consultant, FIMM
Private Retirement Consultant, FIMM
Education
MBA
Degree
Position
Unit Trust Consultant & Private Retirement Consultant, Public Mutual
Location
Johor Jaya, Johor Bahru, Johor, Malaysia
Pasir Gudang, Masai, Johor, Malaysia
Singapore, Singapore
Retirement Planning： H.E.R.O Plan
Experience the H.E.R.O Plan – your pathway to financial success and security. H.E.R.O stands for “Helping Everyone Reach Optimal Financial Goals.” With our specialized plan, we provide personalized financial solutions tailored to your unique needs and aspirations. Whether you’re planning for retirement, education, or wealth accumulation, our H.E.R.O Plan ensures that you’re equipped with the tools and strategies to navigate your financial journey with confidence. Unlock your potential and embark on the path to a brighter financial future with our H.E.R.O Plan today!
Our Services: H.E.R.O Plan
If you’ve found a property you like, let’s list your budget for your Dream House.
Give your children the tertiary education they deserve or plan one for you.
Earn enough in your retirement fund to retire the way you want.
To prepare a fund for traveling, wedding, or step-up an own business. 
Free 20-Minute H.E.R.O Planning Consultation: Text Me Now 
Unlock your financial blueprint with a personalized consultation! Take the first step towards financial empowerment by scheduling your complimentary 20-minute consultation today. Our team of trusted retirement planning consultants specializes in retirement planning, unit trust investment, and savings strategies tailored for residents in Johor Bahru, Johor Malaysia and those working in Singapore with work permits but without CPF. Discover how our experienced consultants can guide you toward a secure financial future. Text now to book your appointment and embark on your journey towards financial freedom.